Siding Damage: 4 Steps To Get Siding Replaced By Insurance
Wind and hail are two natural forces that are known to cause siding damage.
The siding on your property is one exterior element that protects the property from outdoor elements. When the siding gets damaged, the home or business will become more susceptible to water damages leaking through the damaged areas.
Damage to the siding can be stressful to navigate. Fortunately, the professionals at SERVPRO of Union, Towns, Fannin & Gilmer Counties have found that insurance companies will commonly cover damaged siding replacement costs. Therefore, we have put together the following blog post to help property owners get their damaged siding replaced by insurance. We will go over the clear signs of wind or hail siding damage and the four steps in getting your siding replaced by your property insurance company.
When to check for siding damage
As a property owner, you want to always ensure that the property is safe from the outdoor elements. The best way to ensure that your property is ready to fight against mother nature is to check the siding for damages regularly, but most importantly, right after a recent storm has passed.
To check for siding damage, you will need to have a reference image of what the siding looked like before any damages occurred. The best reference type will be a video or pictures of the siding when it was in good condition.
There are two signs to watch out for when checking for siding damage:
- Cracks or holes
- Missing planks
The four steps for insurance repairs
Suppose the siding on your property was damaged during a windstorm, hail storm, or another natural force. If this is the case, it needs to be addressed and replaced ASAP so no further damages will occur to the property. The following four steps are the fastest proven way to get your property fixed and covered by a property insurance company.
1) Fast contact: When dealing with an insurance claim, it is best to contact the insurance provider sooner rather than later. The faster that the property owner contacts the insurance company, the faster the claim will get started.
2) Accurate information: Not all siding is alike. Different types of siding require different siding replacement protocols. Knowing the type and color of the siding that received damages will help the insurance adjuster ensure accurate siding is compensated.
3) Documentation: To ensure that the siding damage insurance claim is quickly processed, you will want to provide the property insurance company with pictures and videos of the siding damages.
4) The number to a reliable restoration contractor: Having the number to a reliable restoration contractor is imperative to getting the siding replaced. In addition, the right restoration contractor will know how to communicate with insurance adjusters to ensure that a claim is quickly estimated and approved.
Wind and hail siding damage can happen at any time without warning. You might be going about your day when a storm blows through, or you might be sleeping soundly in bed on a windy night. Either way, siding damage is not something that people plan for.
We hope you enjoyed learning about siding damage and how to get the claim processed by your property insurance company. SERVPRO of Union, Towns, Fannin & Gilmer Counties is a well-known reliable restoration contractor throughout north Georgia and is available 24/7.
As an IICRC certified firm, we guarantee that all restoration projects are professionally done while focusing on customer satisfaction. In addition, all of our restoration professionals are well trained in using industry-standard equipment and follow insurance restoration protocols.
Please contact us today if your siding has recently been damaged by wind or hail.